Ayushman Card Online Application Form 2026: Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) is one of the Government of India’s major healthcare initiatives. Eligible beneficiaries can get an Ayushman Card and access cashless treatment for covered hospitalization services at empanelled hospitals.
If you want to get an Ayushman Card in 2026, the first step is to check whether you or your family are eligible under PM-JAY or an applicable state health scheme. Eligible beneficiaries can then complete verification/e-KYC and proceed with Ayushman Card generation through authorized channels.
Here is the complete step-by-step process for Ayushman Card online application and registration in 2026.
Ayushman Card 2026 – Overview
| Particular | Details |
|---|---|
| Scheme Name | Ayushman Bharat Pradhan Mantri Jan Arogya Yojana |
| Short Name | AB PM-JAY |
| Card Name | Ayushman Card |
| Implementing Authority | National Health Authority (NHA) |
| Scheme Type | Health Assurance Scheme |
| Beneficiaries | Eligible individuals and families |
| Application/Verification | Online and through authorized centres |
| Hospital Facility | PM-JAY empanelled hospitals |
| Official Portal | PM-JAY / NHA |
What is the Ayushman Bharat Scheme?
Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) was launched in 2018 to provide health protection to eligible families across India.
Under PM-JAY, eligible beneficiary families can access cashless secondary and tertiary hospitalization services for covered health benefit packages through empanelled public and private hospitals.
The scheme is implemented by the National Health Authority (NHA) at the national level in coordination with State Health Agencies.
PM-JAY was originally designed to cover more than 10 crore poor and vulnerable families, representing approximately 50 crore beneficiaries.
Eligibility and coverage have evolved over time, so beneficiaries should always check their current status through official PM-JAY channels.
Key Features of Ayushman Bharat PM-JAY
Some of the major features of the scheme include:
- Cashless access to covered hospitalization services
- Coverage for eligible beneficiary families
- Treatment at empanelled public and private hospitals
- Coverage for specified secondary and tertiary care procedures
- Portability across participating empanelled hospitals
- Pre-existing diseases covered according to scheme provisions
- No restriction on family size, age or gender for eligible PM-JAY families
- Paperless beneficiary verification and claim processes where applicable
The exact benefits available depend on current PM-JAY rules and the beneficiary’s applicable scheme.
Who Can Apply for an Ayushman Card in 2026?
One important point is that the Ayushman Card is not an open health insurance application where every citizen can simply submit a form and automatically receive coverage.
Your eligibility must first be established under PM-JAY or another applicable integrated government health scheme.
PM-JAY originally identified eligible poor and vulnerable families using deprivation and occupational criteria from the Socio-Economic Caste Census (SECC) 2011 and other applicable beneficiary databases.
The government has subsequently expanded coverage to additional beneficiary groups.
Therefore, instead of relying on old eligibility lists found on unofficial websites, applicants should check their current eligibility through the official PM-JAY beneficiary system.
Ayushman Card Online Application Form 2026
If you are eligible, you can complete the Ayushman Card generation process through the official beneficiary platform.
Step 1: Visit Official Portal
Open the official PM-JAY Beneficiary Portal.
Step 2: Beneficiary Login
Select Beneficiary, enter your mobile number and captcha.
Step 3: Verify OTP
Enter the OTP received on your mobile number and log in.
Step 4: Select Details
Choose your State, District and PM-JAY scheme.
Step 5: Search Your Name
Search using your Aadhaar Number, Family ID, PM-JAY ID or other available option.
Step 6: Check Eligibility
If eligible, your beneficiary and family details will appear on the screen.
Step 7: Complete e-KYC
Complete Aadhaar or other available e-KYC verification.
Step 8: Submit Details
Verify your information and submit the required details.
Step 9: Generate Ayushman Card
After successful verification and approval, your Ayushman Card will be generated.
Step 10: Download Card
Click Download Card and save your Ayushman Card on your mobile or computer.
Documents Required for Ayushman Card
The exact documents required may depend on your beneficiary category, state and verification method.
Generally, you should keep the following documents or information ready:
- Aadhaar Card
- Mobile number
- Ration Card, if applicable
- Family ID or other family identification document
- PM-JAY ID, if already available
- Other government-issued identification, if requested
Bank account details should not automatically be assumed to be mandatory merely for downloading or generating an Ayushman Card. Follow only the requirements displayed through official channels.
How to Apply for Ayushman Card Offline
If you are unable to complete the process online, you can seek assistance through an authorized centre.
Visit a nearby Common Service Centre (CSC) or an Ayushman Bharat PM-JAY empanelled hospital.
Take your Aadhaar Card and other relevant family/beneficiary documents.
The authorized operator can help search for your beneficiary record, complete the applicable verification process and assist with Ayushman Card generation if you are eligible.
How to Find Ayushman Bharat Hospitals
PM-JAY benefits can be used at hospitals that are empanelled under the scheme for eligible services.
Instead of relying on an old static list of hospitals, beneficiaries should use the current official PM-JAY hospital search facility.
You can generally search using details such as:
- State
- District
- Hospital name
- Hospital type
- Specialty
This is particularly important because hospital empanelment can change over time.
Is Ayushman Card Registration Free?
Eligible beneficiaries should use authorized PM-JAY channels for Ayushman Card services.
Be cautious of websites, agents or social media pages claiming that they can guarantee PM-JAY eligibility in exchange for money.
No private website can independently add an ineligible person to the official PM-JAY beneficiary database.
What to Do If Your Name Is Not Found
If your beneficiary record does not appear, first make sure you have entered the correct information and selected the correct state and scheme.
You can also try other search options provided by the official beneficiary portal.
If your record still cannot be found, visit an authorized CSC or PM-JAY empanelled hospital or contact official PM-JAY support for assistance.
Remember that Aadhaar possession or submission of an online form alone does not guarantee PM-JAY eligibility.
Disclaimer: This article is for informational purposes only and is not associated with the Government of India, National Health Authority or PM-JAY. Eligibility criteria, benefits and application procedures may change. Always verify the latest information through official PM-JAY/NHA sources before applying or submitting personal information.
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